Perpendicular (red line) and in-plane (blue line) M–H curves of annealed Mo(5)/MgO(2)/CoFeB(1.1)/Mo(t) (in nm) multilayer with capping thickness of (a) 1 nm, (b) 1.2 nm, (c) 1.4 nm, (d) 2 nm, (e) 5 nm.